National Debt Advice - No-Obligation Debt Help & Advice

Providing simple ways for you to deal with your personal debt

Write off up to81% of debts you can’t afford

An IVA can help stop creditor and bailiff harassment

  • Write off up to 81% of unsecured debt
  • One affordable monthly payment
  • Stop interest and charges
  • Become debt free in 5 years

See if you qualify for help

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Abbotts Insolvency Limited are a fully licensed and regulated insolvency practice specialising in the provision of Individual Voluntary Arrangements (IVA’s). In 2020 we helped over 500 people successfully enter an IVA and supported a further 2,700 people by referring them to a fee free or charitable debt advice service provider.

Helping you at each step

Stop interest and demands. See if you qualify

We can walk you through each step and make sure you are well informed about every option available to you.

Check debt write off

Write off debt you can’t afford*

You could be eligible to write off unaffordable debts.

Lower your repayments

Look to consolidate all your bills into a lower affordable monthly repayment.

No upfront charges to pay

There are no upfront fees to pay and if your IVA isn’t approved you won’t have any fees to pay.

Stop creditors harrassing

We can stop unwanted calls from lenders, bailiffs and creditor harassment today by speaking to a debt consultant.

Pay an affordable amount each month

One monthly payment for all your debts which is an affordable repayment plan each month

Freeze interest rates and charges

If the solution is approved, all creditor demands will stop and interest is frozen.

National Debt Advice is a trading style of Abbotts Insolvency. Abbotts Insolvency are a fully licensed insolvency practice and specialise in the provision of IVA’s and do not offer any other solution. As a licensed insolvency practice we only provide advice in reasonable contemplation of an insolvency appointment and will signpost anyone where a solution other than an IVA may be appropriate. Abbotts Insolvency is not connected in any way to National Debtline. National Debtline is a charity run by the Money Advice Trust.

See if you can write off your debt today!

Do I qualify?

An IVA typically lasts for five years and the end of the term, debts included are completely written off, as this is an insolvency solution there maybe somethings you want to consider:

  • Your lenders are not obliged to accept the IVA
  • If the IVA fails, it could lead to bankruptcy
  • There will be a restriction on expenditure whilst on the IVA
  • You will be placed on the public insolvency register
  • Your credit rating is affected for 6 years
  • In the final year of the IVA, if you are a homeowner, you may be required to re-mortgage your home. If successful, the terms of the new mortgage may be less favourable. If you can't re-mortgage, the term of the IVA will be extended by 12 months
  • Fees are payable if ongoing services are provided, read more here (link to fees at bottom of page).

How it works

We will help every step of the way to get you back in control

Have a quick chat with one of our experts today.


Phone us or complete an eligibility form online

Take our quick and easy-to-use assessment. This gives a bit of information about your situation and helps us to see if we can help.


We listen and understand your needs

You make an informed decision on what solution is right for you. If you opt for an IVA, we will deal with your creditors and help you to successfully set the solution up.


Decide which solution is right for you

A quick chat with one of our experts. No obligation, we will make sure you are well informed on all the solutions available to you

Always here to help

See if you can write off your debt today!

  • Write of the debt you can’t afford
  • Always here to help
  • Stop creditor pressure
Check if you qualify

Don't take our word for it

What our customers say about us

“I was really nervous, and found the idea of speaking to someone about my situation really daunting, but within 5 minutes of the first phone call I was put at ease, and felt more confident.”


“The service I have received from Abbotts has been good and I am happy with how things have progressed. I feel a lot less stressed than I did before and I now have enough money to live on during the month.”


“Everybody that I’ve dealt with has been very very helpful. I really appreciate everything you’ve done for me. You’ve provided a truly excellent service.”


“They helped me get out of my debts and relieved me from a lot of stress. Great company!”


We provide the help and support for you to deal with personal debt

Worringly, many people in the UK struggle with personal debt, not knowing that that there is help available. That’s where we come in. We’re a friendly, knowledgeable team and we can help you prevent your situation from getting any worse.

Sound good? Let’s see if you qualify. It only takes 5 minutes

Worringly, many people in the UK struggle with personal debt.

Do you qualify?
Money Helper

Money Helper is an important service set up by the Government. They provide free debt counseling, debt adjustment and credit information.